Terms & Conditions

Rules. While visiting DIRECT-LINE INSURANCE, you may not:

Linked Sites. Any sites to which DIRECT-LINE INSURANCE provides links are operated by independent parties and are not under the control of DIRECT-LINE INSURANCE.

Independent Parties. DIRECT-LINE INSURANCE and linked websites are independent parties. There is no agency, employee or partnership relationship of one to the other or among any of them and they have no authority to bind another of the parties. Any reference describing DIRECT-LINE INSURANCE and any linked site as “partners” is colloquial only and does not represent the legal relationship between them, which is one of the independent contractors.

Monitoring. DIRECT-LINE INSURANCE has no obligation to monitor the DIRECT-LINE INSURANCE Site. However, you agree that DIRECT-LINE INSURANCE has the right to monitor DIRECT-LINE INSURANCE Site electronically from time to time and to disclose any information as necessary to satisfy any law, regulation or other governmental requests, to operate DIRECT-LINE INSURANCE Site properly, or to protect itself or its users in accordance with DIRECT-LINE INSURANCE ‘s Privacy Statement. DIRECT-LINE INSURANCE will not intentionally monitor or disclose any private electronic-mail message unless required by law. DIRECT-LINE INSURANCE reserves the right to refuse to post or to remove any information or materials, in whole or in part, that, in its sole discretion, are unacceptable, undesirable, or in violation of this Agreement. DIRECT-LINE INSURANCE does not hire moderators to monitor the website. All moderators for DIRECT-LINE INSURANCE are volunteers and DIRECT-LINE INSURANCE is not responsible for their actions.

No Warranty. DIRECT-LINE INSURANCE assesses the products and services offered by DIRECT-LINE INSURANCE and believes that these products and services are appropriate and valuable to DIRECT-LINE INSURANCE customers. DIRECT-LINE INSURANCE does not, however, guarantee any products or services provided by DIRECT-LINE INSURANCE. Pricing contained on the site is subject to change without notice.

Limitation of Liability. DIRECT-LINE INSURANCE, including its affiliates, related companies and suppliers, take no responsibility for the accuracy or validity of any claims or statements contained in the documents and related graphics on the DIRECT-LINE INSURANCE Site. Further, DIRECT-LINE INSURANCE makes no representations about the suitability of any of the information contained in the documents and related graphics on the DIRECT-LINE INSURANCE Site for any purpose. All such documents, related graphics, products and services are provided “as is” and without warranties or conditions of any kind. In no event shall DIRECT-LINE INSURANCE be liable for any damages whatsoever, including special, indirect or consequential damages, arising out of or in connection with the use or performance of information, products or services available on or through the DIRECT-LINE INSURANCE site.

Recourse. If you are dissatisfied with DIRECT-LINE INSURANCE Site or with any terms, conditions, rules, policies, guidelines or practices of DIRECT-LINE INSURANCE in operating the DIRECT-LINE INSURANCE Site, your sole and exclusive remedy is to discontinue using the DIRECT-LINE INSURANCE Site.

Indemnity. You agree to defend, indemnify and hold DIRECT-LINE INSURANCE and its affiliates and related companies harmless from any and all liabilities, costs and expenses, including reasonable attorneys’ fees, related to any violation of this Agreement by you or users of your account, or in connection with the use of DIRECT-LINE INSURANCE Site or the Internet or the placement or transmission of any message, information, software or other materials on DIRECT-LINE INSURANCE Site or on the Internet by you or users of your account.

Intellectual Property. All DIRECT-LINE INSURANCE elements (the “Elements”) such as, without limiting the generality of the foregoing, the texts, articles, documents, worksheets, programs, photos, illustrations, images, videos and audio materials, are the property of DIRECT-LINE INSURANCE and are subject to licenses or agreements allowing their broadcast through the site. No site Element may be copied, reproduced, distributed, published, translated, downloaded, posted or sent, in any way whatsoever, without the prior written approval of DIRECT-LINE INSURANCE or the copyright holder. You are allowed to post or download the site Elements, but solely for non-commercial purposes and for personal use, provided you do not change these Elements and maintain all their intellectual property notices. The trademarks and logos used or posted on DIRECT-LINE INSURANCE are trademarks that were registered or not by DIRECT-LINE INSURANCE or third parties. Nothing in DIRECT-LINE INSURANCE may be interpreted as allowing, directly or indirectly, the use of a trademark reproduced on DIRECT-LINE INSURANCE without the prior written approval of the owner of such trademark.

Territory. DIRECT-LINE INSURANCE Site originates in Canada.

Miscellaneous. This Agreement, including any and all documents referenced herein, constitutes the entire agreement between DIRECT-LINE INSURANCE and you pertaining to the subject matter hereof. DIRECT-LINE INSURANCE’s failure to insist upon or enforce strict performance of any provision of this Agreement shall not be construed as a waiver of any provisions or right. If any of the provisions contained in this Agreement were determined to be void, invalid or otherwise unenforceable by a court of competent jurisdiction, such determination shall not affect the remaining provisions contained herein. This Agreement shall be governed by and construed in accordance with the applicable laws of the province of Alberta and the federal laws of Canada applicable therein. The parties have required that this agreement and all documents relating thereto be drawn up in English.